"Clear your debt. Clear your mind."
Expert debt review removal, debt mediation, and comprehensive financial investigations — guiding South Africans back to financial stability, legally and confidentially.
At Credit Clear Solutions, we help South Africans regain financial control. With a deep understanding of the legal and financial system, we specialise in debt mediation, debt review removal, and comprehensive financial investigations.
Our mission is clear: protect your rights and guide you towards financial stability — with honesty, transparency, and results you can trust.
"We don't just process paperwork — we fight for your rights and stand by you every step of the way."— Credit Clear Solutions Team
Honesty first. We only take on cases where we can genuinely help you — no false promises.
Legal compliance. Every action is fully compliant with the National Credit Act.
Results-driven. We only charge when we achieve a meaningful improvement in your situation.
Every service is designed to give you back control of your financial life — quickly, legally, and with full transparency.
Legally remove the debt review flag from your credit profile once you qualify for a clearance certificate under the NCA.
Get Started →Professional negotiation between you and your creditors to reduce settlements, restructure repayment plans, or resolve disputes.
Get Started →Thorough investigation of your credit report to identify inaccuracies, expired listings, and fraudulent accounts — disputed on your behalf.
Get Started →Step-by-step guidance to rebuild and improve your credit score — helping you qualify for home loans and vehicle finance.
Get Started →Assistance in having court judgments rescinded and default listings removed once debt is settled, in line with NCA retention periods.
Get Started →One-on-one guidance on budgeting, debt management, and responsible credit use — empowering you to stay financially healthy long-term.
Get Started →Speak confidentially about your situation — at no cost and no obligation.
We obtain and analyse your full credit report from all major bureaus.
A clear, honest action plan with timelines and expected outcomes.
We negotiate with bureaus, creditors, and debt counsellors on your behalf.
We confirm changes and guide you on maintaining your improved credit status.
If we cannot achieve a meaningful improvement, we do not charge a fee. Our success is measured by yours.
Every action is fully compliant with the National Credit Act. No shortcuts, no illegal schemes.
Most cases resolve within 5–21 business days. We keep you updated at every stage.
One person handles your case from start to finish — not a call centre. Personalised, professional service.
No hidden fees, no jargon, no surprises. We explain everything clearly before you commit.
Serving individuals and businesses across all of South Africa — understanding the unique challenges SA faces.
We correspond directly with all South African credit bureaus to dispute, update, and clear adverse listings on your behalf.
South Africa's largest credit bureau, providing credit reports and scores to lenders.
Global bureau providing consumer credit reports and identity protection services.
South African bureau specialising in credit risk data and consumer credit profiles.
XDS Credit Bureau providing credit information across the African continent.
Most cases are resolved within 5–21 business days. Complex cases involving disputes with multiple creditors may take up to 30 days. We keep you informed throughout the entire process.
Yes. Under the National Credit Act, you are entitled to a clearance certificate and removal of the debt review flag once all accounts are settled. We ensure full legal compliance at every step.
We do not charge if we cannot achieve a meaningful improvement in your situation. Our fee structure is fully transparent and discussed during your free consultation — no hidden costs.
No — and beware of companies claiming they can. We only dispute listings that are factually incorrect, outdated, or unlawful. Removing valid listings is illegal, and we operate strictly within the law.
Under NCA guidelines, a judgment remains for up to 5 years and a default listing for 1–2 years. Once settled, we can assist in having these updated or removed sooner where applicable.
You can, but the process is complex and time-consuming. CCS has established relationships with bureaus and creditors, and achieves results significantly faster and more effectively.
"After years under debt review, I thought I'd never qualify for a home loan. CCS removed my flag within 3 weeks. I am now a proud homeowner."
"They found an incorrect judgment on my profile I didn't even know about. Within a month it was removed and my credit score improved significantly."
"I was skeptical — I'd been let down before. Credit Clear Solutions was honest about what they could achieve and delivered exactly that. Highly recommend."
The NCA governs all credit agreements, credit bureaus, and debt counselling. Our services help you exercise your rights under this Act.
The NCR regulates the South African credit industry to protect consumers. We operate in full compliance with NCR guidelines.
Your consultation is completely confidential. We will assess your situation honestly and tell you exactly what we can achieve before you commit to anything.
info@creditclear-solutions.com
www.creditclear-solutions.com
Mon–Fri: 08:00–17:00 | Sat: 09:00–13:00
Nationwide — South Africa